Freelance Business

Are you charging what you're worth? This calculator factors in your expenses, taxes, profit goals, and billable hours to tell you the minimum rate you should charge.

Revenue is vanity, profit is sanity. This calculator shows your actual take-home profit after expenses, taxes, and the costs you didn't know you had.

No employer 401(k) match? No problem. This calculator shows you how much to save monthly to hit your retirement goal — and the best account types for freelancers.

Hourly rates leave money on the table. This calculator helps you set a profitable project rate based on your time estimate, complexity, revision rounds, and desired profit margin.

How much should you actually save? This calculator shows your ideal savings rate based on your income, expenses, tax obligations, and financial goals — including emergency fund timeline.

Should you charge hourly or per project? This calculator compares both approaches using your actual work patterns to show which earns you more money.

Track your financial health as a freelancer. This calculator shows your total net worth — assets minus liabilities — and helps you set targets for building wealth on your own terms.

Model retainer and hourly billing scenarios for client engagements. Compare monthly retainer income with overtime charges and annual discounts to find the optimal billing structure.