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C-Corp vs. S-Corp Tax Calculator

C-Corp or S-Corp? This calculator compares both structures side-by-side — including double taxation, QBI deduction eligibility, and the optimal salary/distribution split.

C-Corp vs. S-Corp Tax Calculator

Compare the total tax impact of C-Corp double taxation vs. S-Corp pass through taxation

🏢S-Corp Total Tax
$50,198.00
25.1% effective
🏛️C-Corp Total Tax
$55,363.50
27.7% effective
⚖️Difference
$5,165.50
S-Corp is cheaper
S-Corp Breakdown (Pass Through)
Gross Income$200,000.00
FICA on Salary$15,300.00
Federal Income Tax$34,898.00
Total Tax$50,198.00
Effective Rate25.1%
C-Corp Breakdown (Double Taxation)
Corporate Taxable Income$92,350.00
Corporate Tax (21%)$19,393.50
Personal Tax on Salary$13,170.00
FICA on Salary (Employee)$7,650.00
Tax on Dividends (15%)$7,500.00
Total Tax$55,363.50
Effective Rate27.7%

S-Corp saves $5,165.50 vs. C-Corp at this income level. Pass through avoids the 21% corporate tax layer.

Disclaimer: S-Corp is pass through: all income taxed once at personal rates. C-Corp faces double taxation: 21% corporate tax + personal tax on salary and distributed dividends. Distributions are assumed limited to after-tax corporate profits, and dividend tax assumes qualified dividends at 15%. Retained earnings that stay inside the C-Corp are not taxed at the personal level until actually distributed. Does not include state taxes or the QBI deduction. Consult a tax advisor for entity selection.

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C corp vs S corp tax calculator comparing double taxation and savings

Frequently Asked Questions

What is the difference between C-Corp and S-Corp taxation?+

C-Corp: 21% flat corporate tax on profits, then personal tax on dividends (double taxation). S-Corp: pass-through — profits taxed once on your personal return. S-Corp saves most solopreneurs money. C-Corp can work if you retain most profits in the business.

When does a C-Corp make more sense than an S-Corp?+

C-Corp benefits: (1) You reinvest most profits (21% rate vs up to 37% personal). (2) You want to offer stock options. (3) You're seeking venture capital. (4) You have employees and want fringe benefit deductions. Most solo businesses are better off with S-Corp.

What is the double taxation problem with C-Corps?+

C-Corp profits are taxed at 21% corporate rate. When distributed as dividends, they're taxed again at 15-20% personal rate. Combined rate: ~33-37%. S-Corp profits are taxed once at personal rates (10-37%) with no corporate layer. That's why S-Corp wins for most small businesses.

What is the difference between C-Corp and S-Corp taxation?

C-Corp: 21% flat corporate tax on profits, then personal tax on dividends (double taxation). S-Corp: pass-through — profits taxed once on your personal return. S-Corp saves most solopreneurs money. C-Corp can work if you retain most profits in the business.