1099 Income Tax Calculator
Got a 1099 this year? This calculator shows exactly what you owe in taxes on your 1099 income — including self-employment tax, federal income tax, and the deductions that reduce your bill.
1099 Income Tax Calculator
Calculate total tax on self employment and W-2 income combined
Uses 2026 IRS brackets and standard deduction ($16,100 single / $32,200 MFJ). SE tax applies only to 1099 income. W-2 income is not subject to SE tax (employer pays half of FICA). The 50% SE tax deduction and pre tax deductions are applied before calculating federal income tax. Does not include state taxes, QBI deduction, or itemized deductions.
Frequently Asked Questions
How much tax do I owe on 1099 income?+
On $100,000 of 1099 income, you'll typically owe $25,000-$30,000 in combined federal taxes: ~$14,130 in SE tax (15.3% on 92.35%) plus ~$11,000-$15,000 in federal income tax (depending on deductions). This calculator computes your exact amount.
What taxes do 1099 workers pay?+
1099 workers pay: (1) Self-employment tax (15.3% on 92.35% of net income) for Social Security and Medicare. (2) Federal income tax on taxable income after deductions. You can deduct business expenses, half of SE tax, health insurance, and retirement contributions.
Do I owe taxes if I receive a 1099-NEC under $600?+
Yes. The $600 threshold is just when the payer is required to send you (and the IRS) a 1099. You owe taxes on ALL self-employment income regardless of whether you receive a 1099. Report all income on Schedule C.
How much tax do I owe on 1099 income?
On $100,000 of 1099 income, you'll typically owe $25,000-$30,000 in combined federal taxes: ~$14,130 in SE tax (15.3% on 92.35%) plus ~$11,000-$15,000 in federal income tax (depending on deductions). This calculator computes your exact amount.