Net Worth Calculator
Calculate your net worth in minutes — total assets minus total liabilities. Track it quarterly to benchmark your long-term financial progress.
Net Worth Calculator
Calculate your net worth — all assets minus all liabilities
Assets
Liabilities
Assets Breakdown
Liabilities Breakdown
Net worth = total assets − total liabilities. It's a snapshot of your financial position at a point in time. Tracking it quarterly helps you see real long-term progress even when day-to-day earnings fluctuate. A common guideline is a net worth of ~1x your annual income by 30, 3x by 40, 6x by 50, and 8x by 60, though this varies by income and priorities.
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Frequently Asked Questions
How do I calculate my net worth?+
Add every asset (cash, investments, retirement accounts, home value, vehicles, other) and subtract every liability (mortgage, car loans, credit cards, student loans, other debts). Net worth = assets − liabilities. It's the single best snapshot of financial health.
What should my net worth be at my age?+
A common guideline: 1x annual income by 30, 3x by 40, 6x by 50, 8x by 60. Yet most households miss these — the median US household net worth is around $193,000 (2022), but the top 20% hold nearly 70% of it, so averages overstate normality.
How often should I check my net worth?+
Quarterly is ideal — it smooths market swings while still means you spot trends early. Track across the exact same categories each quarter so changes are meaningful. Recalculate after major life events like buying a home or paying off a loan.
How do I calculate my net worth?
Add every asset (cash, investments, retirement accounts, home value, vehicles, other) and subtract every liability (mortgage, car loans, credit cards, student loans, other debts). Net worth = assets − liabilities. It's the single best snapshot of financial health.
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